Introduction

At Jane A Phillips, your trust is paramount. We are dedicated to protecting your privacy and handling your personal information with care and respect. This Privacy Policy details how we collect, use, share, and protect your personal information across our offerings, including the Wellness Mastery Circle, all Online Coaching and Courses, Programs and Services.

Information We Collect

To enhance our services and cater to your needs, we collect various types of information:

Personal Information: Including but not limited to your name, email address, phone number, provided when you register, purchase, or communicate with us. Usage Information: Data on your interactions with our services, such as visited pages, viewed content, and session timings. Technical Information: Automatically collected device information, including IP addresses, browser types, and operating systems. Payment Information: For transactions, we collect payment details, securely processed by Stripe. We store this information securely with Stripe to facilitate easier future transactions and manage subscriptions.

Use of Your Information

The information collected is used to:

Deliver, enhance, and personalize our services. Process transactions, sending confirmations, invoices, notices, updates, alerts, and administrative messages. Communicate about new products, services, promotions, and events. Analyze trends and usage for service improvement. Offer content and features tailored to your interests.

Sharing Your Information

We are committed to not sharing your personal information outside of Jane A Phillips, except:

With Your Consent: Sharing occurs with your explicit consent. For External Processing: Trusted affiliates or businesses process information on our behalf, based on our instructions and under strict confidentiality. For Legal Reasons: We may share information to comply with laws, regulations, legal processes, or government requests.

Security

We employ measures to protect your information from unauthorized access, loss, misuse, or alteration.

Your Choices

You have rights regarding the use and disclosure of your personal information. You can withdraw previously given consent and opt-out of further processing by contacting us.

Changes to This Privacy Policy

We may update this policy to reflect changes in our practices. We will notify you of any significant changes through our website or direct communication.

Contact Us

For questions or concerns about our Privacy Policy, please reach out to us at [email protected]

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Terms & Conditions:

Terms and Conditions for Jane A Phillips

Welcome to Jane A Phillips We provide a range of services, including the Wellness Mastery Circle, Online Coaching and Courses, Programs and Services. These Terms and Conditions govern your use of our website and services, ensuring a mutual understanding of your rights and obligations.

Acceptance of Terms

By accessing or using our services, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our services.

Use of Services

Jane A Phillips grants you a limited, non-exclusive, non-transferable license to access and use our services for your personal and non-commercial use, subject to these Terms and Conditions.

Account Registration and Security

You may need to register for an account to access certain services. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for all activities that occur under your account.

A2P Messaging Policy

We use Application-to-Person (A2P) messaging to provide service notifications, account updates, reminders, and promotional content. Our messaging platforms operate under strict privacy and security standards.

We collect and process contact information, such as mobile phone numbers, to send A2P messages. Messages identify our business and includes instructions for managing communication preferences. Recipients may opt out of receiving A2P messages at any time.

To opt out, reply with "STOP" to any message received. Our system immediately registers this request and removes your number from further A2P messaging. After opting out, you will receive a confirmation of your request and no further A2P messages will be sent to your number unless you choose to opt in again.

We do not share, sell, or rent your mobile number or messaging preferences with unaffiliated third parties. All A2P messaging activities remain compliant with applicable laws, regulations, and carrier requirements.

Our commitment centers on protecting your privacy and delivering communications through responsible, secure channels. For help with A2P messaging, opting out, or updating your preferences, contact our support team.

Intellectual Property Rights

All materials provided by Jane A Phillips , including but not limited to text, graphics, logos, and software, are the intellectual property of

Jane A Phillips or its licensors. You may not use such materials without permission.

User Conduct

You agree not to misuse our services. Misuse includes, but is not limited to, using our services for illegal purposes, infringing on intellectual property rights, or engaging in harassment or offensive behavior.

Payment and Refund Policy

Certain services may require payment. All transactions are processed securely. Please refer to our Privacy Policy for details on payment information storage. We offer a refund policy for certain services, as specified at the time of purchase.

[email protected]

This Payment and Refund Policy ("Policy") governs the payment terms, refund eligibility, and cancellation procedures for all coaching services, programs, memberships, and digital products offered by Jane A Phillips ("Company," "we," "our," or "us"). By purchasing or participating in our services, programs, memberships, or digital products, you ("Client" or "you") agree to the terms set forth in this Policy.

1. Payment Terms

1.1.

Coaching Services and Programs: Payment for coaching services and programs is required in full at the time of purchase unless otherwise agreed upon in a signed written agreement. For installment payment plans (if offered), the Client agrees to pay each installment on or before the due date specified. Failure to complete payment on time may result in suspension or termination of access to the service or program without refund.

1.2.

Membership Fees: Membership fees are billed on a recurring basis (e.g., monthly or annually) and must be paid in advance to maintain active membership status. By signing up for a membership, you authorize us to charge your chosen payment method on the recurring schedule until you cancel in accordance with this Policy.

1.3.

Digital Products: Payment for digital products, including but not limited to e-books, guides, courses, or templates, must be made in full at the time of purchase.

2. Refund Policy

2.1.

Coaching Services and Programs: All payments for coaching services and programs are non-refundable, regardless of whether you complete the program or attend scheduled sessions. Due to the individualized nature of coaching services, results are not guaranteed, and no refunds will be issued for dissatisfaction or failure to achieve desired outcomes.

2.2.

Membership Fees: Membership fees are non-refundable once billed. If you choose to cancel your membership, your access will remain active for the duration of the paid billing cycle, and no partial or prorated refunds will be issued.

2.3.

Digital Products: All sales of digital products are final. As digital products are delivered instantly and are non-tangible, no refunds, exchanges, or returns will be provided under any circumstances.

3. Cancellation Policy

3.1.

Coaching Services: Cancellations or rescheduling of coaching sessions require at least 24 hours’ notice. Missed sessions or cancellations made with less than 24 hours’ notice will not be rescheduled or refunded.

3.2.

Memberships: Memberships may be canceled at any time by providing written notice via email to [email protected]. Cancellations will take effect at the end of the current billing cycle.

3.3.

Programs and Events: Enrollment in group programs, workshops, or events is non-cancellable, and no refunds or credits will be issued if you are unable to attend or complete the program.

4. Dispute Resolution

4.1.

Chargebacks and Payment Disputes: You agree to contact us at [email protected] to resolve any billing or service-related issues before initiating a chargeback or payment dispute with your financial institution. We reserve the right to pursue collection of any amounts improperly disputed or reversed, including through legal action, and you agree to reimburse us for any costs incurred in such efforts, including attorneys’ fees.

5. Limitation of Liability

The Company is not liable for any damages, claims, or losses arising from your use of our services, programs, memberships, or digital products.

6. Governing Law

This Policy shall be governed by and construed in accordance with the laws of the State of New York without regard to its conflict of laws principles. This policy ensures clarity, minimizes legal risk, and sets client expectations up front.

Termination

Jane A Phillips may terminate or suspend your access to our services at any time, without prior notice or liability, for any reason, including bullying, unlawful sharing of content, harassments or if you breach these Terms and Conditions.

Disclaimers and Limitation of Liability

Our services are provided "as is." Jane A Phillips does not warrant that the services will be uninterrupted, secure, or error-free. We are not liable for dam

ages, direct or consequential, resulting from your use of the services.

Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. Your continued use of the services following such changes constitutes your acceptance of the new Terms and Conditions.

Governing Law

These Terms and Conditions are governed by the laws of the jurisdiction in which Jane A Phillips is headquartered, without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at [email protected]